Georgios

Independent consultancy in KYC, CDD, AML, and Financial Economic Crime. Business Analyst & Compliance Consultant Responsibilities: • Conduct diagnostic assessments, gap analyses, and workflow evaluations for KYC/CDD and AML processes. • Analyze client, product, and jurisdictional risks; identify process bottlenecks and propose operational improvements. • Produce policy documentation, working instructions, QA frameworks, and process guidance aligned with Dutch Wwft/Wtt and EU AMLD/AMLR. • Lead and support remediation and transformation projects, ensuring milestones, deliverables, and reporting requirements are met. • Deliver training, knowledge transfer, and stakeholder alignment sessions to uplift internal capabilities.

Compliance Assistance Project at a Dutch Trust Office - Freelance • Conducted Compliance Monitoring Programme (CMP) testing, analyzing control effectiveness and identifying risk gaps. • Delivered findings, root-cause analysis, and actionable recommendations to stakeholders. • Managed monthly compliance reports (CRS, TM Overview, Progress), ensuring data accuracy and clarity of insights. • Supported committee governance as LBAC secretary, preparing materials and tracking decision points. • Maintained compliance registers and performed thematic analysis of alerts, incidents, and unusual transactions. • Assisted in audits, group reporting, and regulatory inspections by preparing documentation and summarizing evidence • Supported a DNB Thematic Review project: coordinated tasks, tracked progress, and aligned stakeholders. • Provided training and operational guidance, contributing to continuous process improvement across teams.

Compliance Project - Freelance • Performed GAP Analysis of KYC/Compliance files to map deficiencies and propose remediation actions. • Supported a compliance alignment project related to an upcoming acquisition, ensuring documentation consistency and process harmonization.

Remediation Project at a Dutch Trust office - Freelance • Performed periodic reviews on Wtt/Wwft-regulated clients (Private Equity, Investment Firms, AIFs, VCs). • Conducted QA checks, validating data integrity and ensuring consistency with policy requirements. • Drafted working instructions, procedures, templates, and guidelines — translating regulatory rules into operational processes. • Acted as a liaison between Operations and Compliance, supporting cross-team coordination and issue resolution. • Monitored client portfolios and performed structured analysis on high-risk profiles. • Delivered analyst training and supported knowledge transfer within the project.

Remediation Project at an Investment Management firm - Freelance • Performed periodic and event-driven reviews on debt/equity investees across global jurisdictions. • Worked with complex investment structures (Financial Inclusion, Energy & Climate, Sustainable Agriculture, Impact Equities & Bonds). • Conducted detailed risk assessments and structured analysis supporting decision-making and portfolio governance.

Compliance Alignment Project at a Bank -Freelance • Delivered corporate periodic reviews and client risk assessments for funds and investment structures in various jurisdictions. • Identified risk indicators, analysed legal structures, and supported compliance decision-making.

Remediation Project of a Dutch Bank - Secondment • Conducted thorough QA on periodic and event-driven reviews for Commercial Banking clients. • Identified data inconsistencies, documentation gaps, and process weaknesses; provided quality feedback to stakeholders. • Ensured alignment with regulatory and internal policy requirements.

Internal • Conducted KYC (onboarding, PIA, Mandate Reviews, MAFs) and performed UBO identification and structure analysis. • Analyzed integrity, operational, and tax risks; performed sanctions, PEP, and adverse media investigations. • Maintained monitoring dashboards for overdue issues and client risk assessments. • Liaised with OPS and Compliance (LCO/GCO), improving workflows and clarifying requirements. • Supported CRA tool development by identifying inefficiencies and recommending enhancements

Internal • Delivered digital onboarding analysis, fraud detection, validation checks, and enhanced investigations. • Provided QA on cases, coached analysts, and contributed to process optimization and product development. • Authored and improved operational manuals and knowledge documentation.

Internal • Digital Client Onboarding • Client Identification/ Validation • KYC & CDD analysis • Partial investigation on high-risk customers